Build Own Sell · Financing tool

What can the business
actually support?

Model the capital stack and a cash-flow downside before treating a loan amount as buying power. Every rate and term below is an editable assumption.

Funding blocks and a uses-of-funds checklist illustrate a balanced capital plan.

Uses and sources

Debt assumptions

Cash-flow assumptions

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The single 7(a) maximum remains $5 million. SBA separately announced cumulative 7(a)/504 financing up to $10 million for eligible structures, effective July 4, 2026. 504 has distinct fixed-asset uses; do not assume a $10 million goodwill acquisition loan. 7(a) program ↗ · Cumulative policy ↗

Read the financing field guide →